Email this article Pengaruh gross domestic product, interest rate, return on assets dan loan to deposit ratio terhadap non performing loan pada bank yang terdaftar di bursa efek Indonesia
Abstract
Tujuan penelitian ini adalah untuk mengetahui pengaruh Gross Domestic Product, Interest Rate, Return on Assets dan Loan to Deposit Ratio terhadap Non Performing Loan. Penelitian ini dilakukan pada perusahaan perbankan yang terdaftar pada Bursa Efek Indonesia periode 2015-2019. Berdasarkan teknik pengambilan sampel menggunakan purposive sampling sehingga sampel yang dapat digunakan sebanyak 40 perusahaan. Jenis data yang digunakan adalah data kuantitatif dan sumber data berupa laporan tahunan yang dipublikasikan di website resmi Badan Pusat Statistik dan Bursa Efek Indonesia. Alat analisis yang digunakan adalah statistik deskriptif dan regresi data panel. Hasil yang didapat menunjukan bahwa (1) Gross Domestic Product berdampak positif dan tidak signifikan terhadap NPL. (2) Interest Rate berdampak positif dan tidak signifikan terhadap NPL. (3) Return on Assets berdampak negatif dan signifikan terhadap NPL. (4) Loan to Deposit Ratio berdampak positif dan tidak signifikan terhadap NPL.
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References
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DOI: https://doi.org/10.30872/jimm.v7i3.10844
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