Pengaruh konsenterasi dan ukuran bank serta inflasi terhadap stabilitas bank pembangunan daerah

Rizky Yudaruddin

Abstract


The research aims to study the impact of the country's economic conditions and interest rates rill home country and the host country of the loan especially in foreign bank in Indonesia. The data used are secondary data in the form of financial statements of foreign banks starting in 2003 - 2013. The analytical tool used in this research is panel data regression. The study found a relationship between economic conditions home country of the foreign bank lending in the host country and a significant negative. For the host country economic conditions, showed positive and significant relationship towards lending in the host country. As for the variable interest rate home country has a positive and significant relationship with a foreign bank lending in the host country. While the variable interest rate host country has a significant positive relationship and not with foreign bank lending in the host country

Keywords


Satbilitas; Konsenterasi Pasar; Ukuran Bank;

References


Allen, Franklin and Gale, Douglas. (2003) Competition and Financial Stability. Journal of Money, Credit, and Banking, 36:3; 453-480.

Beck, Thorsten. De Jonghe, Olivier. And Schepens, Glenn. (2012). Bank Competition and Stability: Cross-Country Heterogeneity. European Banking Center Discussion Paper No. 2012-026

Beck, Thorsten. Demirgüç-Kunt. Asli and Levine. Ross (2006). Bank Concentration, Competition, and Crises: First Results. Jurnal of Banking and Finance: 30; 1581-1603.

Berger, Allan N. and T. Hannan. (1989) The Price-Concentration Relationship in Banking. Review of Economics & Statistics, 71: 2. pp. 291-99

Berger, Allen N. Klapper. Leora F.; Turk-Ariss, Rima. (2008) Bank Competition and Financial Stability.The World Bank. Policy Research Working Paper 4696..

Bhatti, Ghulam Ali and Hussain,. Haroon. (2010) Evidence on Structure Conduct Performance Hypothesis in Pakistani Commercial Banks. International Journal of Business and Management Vol. 5, No. 9; September 2010.

Boyd, John. Nicoló, Gianni de. and Jalal, Abu M. (2006). Bank Risk Taking and Competition Revisited: New Theory and New Evidence. IMF Working Paper 06/297 (Washington: International Monetary Fund).

Chang, E.J., Guerra, S.M., Lima, E.J.A., Tabak, B. M.. (2007). The Stability-Concentration Relationship in the Brazilian Banking System. Working Paper Series 145. The Banco Central do Brasil.

Chirwa, Ephraim W. T.. (2001) Market Structure, Liberalization And Performance In The Malawian Banking Industri”. AERC Research Paper 108. African Economic Research Consortium. Nairobi.

De Nicoló, G., Bartholomew, P., Zaman, J., and Zephirin, M. (2003). Bank Consolidation, Internationalization, and Conglomeration: Trends and Implications for Financial Risk. Financial Markets, Institutions & Instruments. IMF Working Paper 03/158 (Washington: International Monetary Fund).

Deltuvaitė, Vilma. (2010) The Concentration–Stability Relationship in The Banking System: An Empirical Research. Ekonomika IR Vadyba; pp 900-909

Demirgiiu-Kunt, Asli. Laeven, Luc. and Levine, Ross. (2003). The Impact of Bank Regulations, Concentration, and Institutions on Bank Margins. The Word Bank. Policy Research Working Paper 3030.

Evrensel, A.Y. (2008) Banking Crisis and Financial Structure: A Survival-Time Analysis. International Review of Economics & Finance, Vol. 17 (4), 589-602.

Fernández, Raúl Osvaldo and Garza-Garcíab. Jesús G. (2012) The Relationship between Bank Competition and Financial Stability: A Case Study of the Mexican Banking Industry. Centre for Global Finance. University of the West of England. Bristol.Working Paper Series (ISSN 2041-1596). Paper Number: 03/12.

Gajurel, Dinesh Prasad and Pradhan, Radhe Shyam. (2011) Structure-Performance Relation in Nepalese Banking Industri”. IPEDR vol.2. IAC S IT Press, Manila, Philippine. p. 25-31

Gujarati, Damodar N. Gujarati dan Porter, Dawn C. (2010). Dasar-Dasar Ekonometrika. Edisi 5. Terjemahan. Jakarta: Salemba Empat.

Jiménez, Gabriel. Lopez, Jose A. and Saurina, Jesús. (2010) How Does Competition Impact Bank Risk-Taking? Banco De Espana. Documentos de Trabajo No: 1005.

Juanda., Bambang dan Junaidi. (2012) Ekonometrika Deret Waktu; Teori dan Aplikasi. IPB Press. Bogor.

Koopman, Gert-Jan. (2011) Stability and Competition In Eu Banking During The Financial Crisis: The Role Of State Aid Control. Competition Policy International, Inc.

Naylah, Maal. (2010) Pengaruh Struktur Pasar Terhadap Kinerja Industri Perbankan Indonesia”. Universitas Dipenogoro. Tesis Tidak Dipublikasikan

Northcott, Carol Ann. (2004). Competition in Banking: A Review of the Literature. Bank of Canada.Working Paper 2004-24.

Ruiz-Porras, A. (2007). Banking Competition and Financial Fragility: Evidence from Panel-Data. MPRA Paper No.5673.

Sathye, M.. (2005) Market Structure and Performance in Australian Banking”, Review of Accounting and Finance, Vol. 4, No 2, pp.107-122.

Schaeck, K., and Čihák, M. (2007). Banking Competition and Capital Ratios. Working Paper No. 07/216, International Monetary Fund.

Schaeck, K., Cihak, M., and Wolfe, S. (2009). Are Competitive Banking Systems More Stable? Journal of Money, Credit & Banking, Vol. 41 (4), 711-734.

Tabak, Benjamin M. Fazio, Dimas M. and Cajueiro, Daniel O. (2011). The Relationship Between Banking Market Competition And Risk-Taking: Do Size And Capitalization Matter? Working Paper Series 261. The Banco Central do Brasil.

Uhde, A., and Heimeshoff, U. (2009). Consolidation in Banking and Financial Stability in Europe: Empirical Evidence. Journal of Banking & Finance, Vol. 33 (7), 1299-1311.

Yeyati, E.L., and Micco, A. (2007). Concentration and Foreign Penetration in Latin American Banking Sectors: Impact on Competition and Risk. Journal of Banking & Finance, Vol. 31(6), 1633-1647.




DOI: https://doi.org/10.30872/jinv.v13i2.1912

Refbacks

  • There are currently no refbacks.


Copyright (c) 2018 Rizky Yudaruddin


Crossref logo 

Editorial Address

INOVASI: Jurnal ekonomi, keuangan dan manajemen
Faculty of Economics and Business, Mulawarman University
Jl. Tanah Grogot No.1 Samarinda Kalimantan Timur 75119
Email: jakt.feb.unmul@gmail.com

StatCounter: INOVASI: Jurnal ekonomi, keuangan dan manajemen