Tingkat kesehatan bank BCA syariah pada masa pra dan era covid-19
DOI:
https://doi.org/10.30872/jakt.v21i1.14081Keywords:
Bank Health Level, Risk Profile, Good Corporate Government, Earning, Capital.Abstract
Aim of this study is to determine the health level of Bank Central Asia Syariah with Risk Profile, Good Corporate Governance, Earnings, and Capital approaches in the pre and COVID-19 pandemic era. Used timeseries data from 2017-2022, with descriptive statistical methods and inference using paired sample t-test and Wilcoxon signed rank test. As for the result, Bank Central Asia Syariah health level in 2017-2019 amounted to 71.43 percent which went into healthy rating, then in 2020-2022 has an increasing trend. In 2020-2021 it was in a healthy rating, with a value of 77.14 percent in 2020 and 80 percent in 2021, but in 2022 it increased its rank to very healthy with a value of 85.7 percent. The composite value of FDR, ROA, and BOPO health levels during 2017-2022 has increased, while NPF, GCG, CAR, and ROE have not changed. However, the composite value of NPF, GCG, and CAR health levels is in the optimum position, while ROE is not. The results of the two tests were different on average, only FDR experienced differences in the pre and COVID-19 era, while the others had no differences.
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