Risiko dan perilaku keuangan terhadap kepuasan keuangan individu saat pandemik covid-19

Authors

  • Jufriadi Jufriadi Fakultas Ekonomi dan Bisnis Islam UIN Alauddin, Makassar.
  • Nurmiati Nurmiati Fakultas Ekonomi dan Bisnis Islam UIN Alauddin, Makassar.
  • Wahyudi Wahyudi Fakultas Ekonomi dan Bisnis Islam UIN Alauddin, Makassar.
  • Miftha Farild Fakultas Ekonomi dan Bisnis Islam UIN Alauddin, Makassar.

Keywords:

Risiko keuangan, perilaku keuangan, kepuasan keuangan

Abstract

Penelitian ini dilakukan untuk mengetahui Pengaruh Risiko dan Perilaku Keuangan terhadap Kepuasan Keuangan Individu di Kota Makassar. Penelitian ini merupakan penelitian lapangan dengan menggunakan pendekatan kuantitatif. Lokasi penelitian yang dilakukan di kota makassar, dimana objek penelitian ini adalah para pelaku UMKM. Metode pengumpulan data  menggunakan metode  sampling aksidental.  Skala pengukuran yang digunakan adalah skala Likert. Teknik penentuan sample berdasarkan faktor spontanitas. siapa saja yang secara tidak sengaja bertemu dan sesuai dengan karakteristik. Variabel penelitian ini adalah Risiko keuangan (X1), Perilaku Keuangan (X2) dan kepuasan  keuangan (Y). Hasil penelitian ini menemukan bahwa risiko keuangan berpengaruh signifikan terhadap kepuasan keuangan. Selanjutnya, risiko keuangan berpengaruh signifikan terhadap perilaku keuangan. Sementara, perilaku keuangan tidak memiliki pengaruh signifikan terhadap kepuasan keuangan.

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Published

2022-06-12

Issue

Vol. 19 No. 2 (2022): Juni

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Articles

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AKUNTABEL: Jurnal Akuntansi dan Keuangan

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