Pengaruh non performing loan (NPL), capital adequacy ratio (CAR), dan bank size terhadap return on asset (ROA) pada bank umum swasta nasional yang terdaftar di bursa efek indonesia (BEI)

Aisyah Jasmine, M. Amin Kadafi

Abstract


Penelitian ini bertujuan untuk mendapatkan bukti empiris mengenai pengaruh Non Performing Loan (NPL), Capital Adequacy Ratio (CAR), dan Bank Size terhadap Return On Asset (ROA). Dalam penelitian ini menggunakan teknik purposive sampling dengan jumlah sampel sebanyak 33 bank umum swasta nasional. Jenis alat analisis data yang digunakan dalam penelitian ini adalah statistik deskriptif dan regresi data panel. Berdasarkan hasil penelitian ini dapat disimpulkan bahwa : 1) non performing loan (NPL) bepengaruh negatif signifikan terhadap return on asset, 2) capital adequacy ratio (CAR) berpengaruh negatif signifikan terhadap return on asset, 3) bank size berpengaruh positif dan tidak signifikan terhadap return on asset.

Keywords


Non performing loan (NPL); capital adequacy ratio (CAR); bank size; return on asset (ROA)

References


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DOI: https://doi.org/10.30872/jmmn.v14i4.12183

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