Determinasi transaksi dengan menggunakan uang elektronik di Indonesia

Authors

  • Debbie Aryani Tribudhi Trisakti University
  • Soeharjoto Soekapdjo Fakultas Ekonomi dan Bisnis, Universitas Trisakti, Jakarta Barat.

DOI:

https://doi.org/10.30872/jkin.v16i1.5218

Keywords:

Jumlah transaksi keuangan elektronik, jumlah uang elektronik beredar, infrastruktur uang beredar, sustainable development goals (sdgs)

Abstract

Penelitian ini bertujuan untuk mengetahui determinasi transaksi dengan menggunakan uang elektronik di Indonesia, dengan menggunakan data runtun waktu, berupa bulanan, pada 2013-2017, dan berasal dari Bank Indonesia. Metodenya mengggunakan regresi, yang variabel terikatnya jumlah transaksi keuangan elektronik, serta variabel bebasnya berupa jumlah uang elektronik beredar dan  infrastruktur uang beredar. Adapun hasilnya adalah nilai koefisien determinasi (R2) sebesar 0,8952, dengan variabel jumlah uang beredar elektronik dan infrastruktur uang beredar mempunyai pengaruh yang positif terhadap variabel jumlah transaksi uang elektronik di Indonesia. Kondisi ini kondusif guna mendukung SDGs di Indonesia, yang terkait dengan tujuan ke 9 dan 10.

References

Arafah, Willy., Lucky Nugroho, Rowlan Takaya, Soeharjoto Soekapdjo. (2018). Marketing Strategy for Renewable Energy Development In Indonesia Context Today. International Journal of Energy Economics and Policy. 8(5). 181-186.

Bappenas. (2017). Arahan Terkait Pencapaian Pelaksanaan Tujuan Pembangunan Berkelanjutan (TPB)/Sustainable Goals Development (SDGs). Sosialisasi Penyusunan RAD TPB/SDGs Semarang. 15 Desember.

Bank Indonesia. (2009). Laporan Sistem Pembayaran dan Pengedaran Uang. Direktorat Akunting dan Sistem Pembayaran, Direktorat Pengedaran Uang.

Cobb, C. W. and Douglas, P. H. (1928). A Theory of Production. American Economic Review. 18(1). 139–165.

Fisher, Irving. (1930). The Theory of Interest. New York: Macmillan.

Hansen, Don R. and Maryanne M. Mowen. (2008). Cost Management: Accounting and Control. 6th ed. South Western Educational Publishing.

Kotler, Philip T. and Gary Armstrong. (2017). Principles of Marketing. 17th ed. Pearson.

Kotler, Philip T. and Kevin Lane Keller, (2016). Marketing Management, 15th ed. Pearson.

Nugroho, Lucky., Wiwik Utami, Caturida Meiwanto Doktorlina, Soeharjoto Soekapdjo, Tengku Chandra Husnadi. (2017). Islamic banking capital challenges to increase business expansion (Indonesia cases). International Journal of Commerce and Finance. Vol. 3. Issue 2. 1-10.

Peraturan Bank Indonesia No. 20/6/PBI/2018 tentang Uang Elektronik.

Pradana, Dedhy., Syarifah Hudayah, Rahmawati. (2017). Pengaruh harga kualitas produk dan citra merek brand image terhadap keputusan pembelian motor. KINERJA. 14(1). Januari.16-23.

Rahman, Shams-ur. (1998). Theory of constraints: A review of the philosophy and its applications. International Journal of Operations & Production Management, 18(4). 336 – 355.

Soeharjoto Soekapdjo, Lucky Nugroho, Ahmad Badawi, Wiwik Utami. (2018). Bad debt issues in Islamic bank: macro and micro influencing (Indonesia cases). International Journal of Commerce and Finance. Vol. 4, Issue 1. 10-26.

Soeharjoto. (2018). Kemampuan dan kinerja keuangan provinsi Kalimantan. AKUNTABEL. 15(2). September.131-138.

Sihotang, Ellen Theresia. (2016). Faktor penentu yang mempengaruhi penggunaan layanan internet banking. KINERJA. 13(1). Januari. 25-36.

The World Bank. (2018). Menuju Pertumbuhan Inklusif. Indonesia Economic Quarterly. Maret

Usman, Bahtiar., Syofriza Syofyan, Lucky Nugroho, Soeharjoto. (2018). Foreign Bank Penetration And Its Impact On Banking Industries. Eurasian Journal of Economics and Finance. 6(1), 64-83.

www.Bi.go.id

Downloads

Published

2019-03-09

How to Cite

Tribudhi, D. A., & Soekapdjo, S. (2019). Determinasi transaksi dengan menggunakan uang elektronik di Indonesia. Kinerja : Jurnal Ekonomi Dan Manajemen, 16(1), 78–84. https://doi.org/10.30872/jkin.v16i1.5218

Issue

Vol. 16 No. 1 (2019): Maret

Section

Articles

License

Authors who publish with this journal agree to the following terms:

  • The journal allow the authors to hold the copyright without restrictions and allow the authors to retain publishing rights without restrictions. Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
  • Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
  • Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).

 

Creative Commons License
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

Â