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Copyright (c) 2020 INOVASI
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M. Arif Hidayat
Faculty of Economics and Business Mulawarman University
Indonesia
Akhmad Noor
Fakultas Ekonomi dan Bisnis Universitas Mulawarman, Samarinda.
Indonesia
INOVASI: Jurnal Ekonomi, Keuangan dan Manajemen� pISSN: 0216-7786 eISSN: 2528-1097 Creative Commons Attribution-NonCommercial 4.0 International License.